FAMILY INFORMATION OF BENEVOLENT : [Father]: Late. Taneb Ali Mondal, [Mother]: Late. Altafan Khatun, [Wife]: Mst. Mina Parveen (46 Yrs. Old), NID # 5958524760, Housewife. [Daughter 01]:  Rony Parvin, (NID # 5109760362, 24 Yrs. Old), Fazil Passed (BA equivalent) from Goira Tetulia D. M. Fazil Madrasah. Married & Living with her husband, [Daughter 02] : Mst. Sony (BR # 20026410684112818, 21 Yrs. Old), Student: BA 1^st Year (Jamalganj College, Joypurhat), Married & living with her husband.

Program category                   :           SELF-RELIANT PROGRAM [SRP]

Project type                             :           GROCERY SHOP

Project challenge                    :           [a]. Debt of BDT 40,660 from microcredit loans [b]. Benevolent himself is a Physically disabled person.

Project code                            :           DRF-SRP-23-004

Fund allocated                         :           BDT 95,000. [Ninety-five Thousand only]

Project location                       :           Village: Gondharbapur, P.O: Mithapur, Upazilla: Badalgachi, District: Naogaon.

Date of fund handover             :           14.10.2023 (Saturday)

Name of project convener       :           Dr. Athful Hai Shibli, Member of the Foundation;

Name of project supervisor    :           Mr. Masum Haidar

Name & age of benevolent        :           Md. Rafiqul Islam Manna [53 Yrs.]

NID of benevolent                    :           6858524157

PROFESSION & INCOME OF BENEVOLENT: Mr. Rafiqul Islam Manna, a physically disabled person having no cultivating land. He used to run his family from a grocery shop with a marginal income. The shop had been running with a minimum monthly turnover due to insufficient selling goods as a result of no funds. Moreover, he had to pay monthly 6500 takas to some micro credit organizations as he took loan amounting 65000 takas. The purpose of the loan was to repair his grocery shop and the marriage of her two daughters. The grocery business had almost been ruined during the Covid pandemic period. Since then, Mr. Manna unable to get rid of the poverty. Moreover, reimbursing monthly 6500 taka was an overburden to him. He belongs to a land of 5 decimals on which he lives in a muddy walled house roofed with tin. Her wife ensures the house hold works and their two daughters are married and living separately with their husbands.

                               MR. RAFIQUL ISLAM MANNA’S FINANCIAL & LIVING CONDITION: [BEFORE FUNDING]

                                                                                     MR. MANNA WITH HIS WIFE, RESIDENCE & ALMOST EMPTY GROCERY SHOP                                                 

                                                                                                  MICROCREDIT DEBT DOCUMENTS OF THE BENEVOLENT

PRESENT INCOME DEFICIT:  Average Monthly cost of living for Mr. Manna is about BDT. 8,500 + monthly debt 6,500 takas. Total fifteen thousand [BDT. 15,000]. Average monthly income about BDT. five thousand (5,000) only. So average monthly deficit of the benevolent is about BDT. Ten thousand (10,000) only.

PROJECT PROPOSALS:

[1^st STEP: ] :To make him free from his debt [BDT. 40,660].

 [2^nd Step] : To provide him the fund for buying more selling goods for his shop: The more amount of the selling goods, the more amount profit at the end of the day.

FUND ALLOCATED: BDT 95,000 ONLY: [a]: [BDT. 40,660]. Documents enclosed. [b] Cost of purchanging grocery goods”: [BDT 54,340].

Projected profit margin per month as BDT Ten Thousand (10,000)

PLAN TO HELP THE BENEVOLENT: The information of our benevolent, Mr. Rafiqul Islam Manna came to Dr. Shibli’s notice through Mr. Masum Haidar, Founder Chairman of Gondharbapur Social Development Foundation (GSDF-2014). The foundation (GSDF-2014) has been doing various charitable works in the local community of Naogaon and Joypurhat districts since 2014 under the authorization of local public representatives (U.P. Chairmans).  Mr. Masum is very close and dependable to Dr. Shibli in many ways. Considering the above situations of the benevolent Dr Shibli takes the initiative to help Mr. Manna through M22 Doctors’ Foundation with the aim to make his life self-reliant. On primary evaluation of the benevolent, it’s found that Mr. Manna is a physically disabled and very low earning person with additional liabilities of the debt. The total dues were 40,660 takas. There was no other way for him to rise his monthly earning from his grocery shop due to lack of fund and his physical disability.

Considering the willingness of the benevolent, his experiences, already owner of a grocery shop, neighbor’s support & continuous supervision facility, the proposal approved and implemented by M22 Doctors’ Foundation.

                                          FUND HANDOVER TO MR. MASUM, SUPERVISOR OF THIS PROJECT

     MANNA’S GROCERY SHOP INAUGURATION CEREMONY & HIS NEW START OF SELF-RELIANT JOURNEY 

OUTCOME OF THE PROJECT: The followings are the positive outcome of this project:

[a] Mr. Manna will run his own business smoothly instead of moving here and there to run his family.

[b] He has been freed from his total debt on 18^th October, 2024 as all of his loan BDT 40660 reimbursed to the respective micro credit organizations.

[c] Moreover, he will be able to earn extra money that can be deposited as savings in a local bank. This savings will help him to fulfil his other basic needs, thereby overall improvement the quality of life.

[d] Mr. Manna will be able to contribute his daughter’s family time to time. It will create an enormous value in respect of the social perspective.

[e] The capital investment is one time, but its benefit will be continued for many years. With time Mr. Manna will own   a significant amount of capital. So, he can invest more. It’s a vicious cycle of an individual’s   growth.

[f] Mr. Manna and his family members will get free medical consultation from Dr. Shibli and M22 Doctors’ Foundation as well.

PLAN FOR PROJECT SUSTAINABILITY: These are as follows:

[a] The project will be supervised by Mr. Masum Haidar, Founder Chairman of the local charitable organization (GSDF-2014).

[b] The overall guidance will be provided by the convener of this project.

[c] Mr. Manna, the benevolent is experienced and competent on Running the grocery shop. He is receiving technical support from the above-mentioned charitable organization.

[d] Mr. Manna has been started a monthly savings of BDT 1,000 in the local bank & planned to increased more monthly savings withing 6 months.

[e] His wife can help him time to time.

LAST UPDATED: [15.12.2023]

Mr. Manna’s grocery shop business has been doing well with increased trend of monthly profit.  It was BDT 7,500 [Seven thousand & five hundred] in the month of November ,2023 as per report from the supervisor of this project. He has already started to deposit monthly one thousand in the bank.  M22 Doctors’ Foundation provides medical advices for his family & the neighbors through telemedicine time to time.